Security Check strives to make the check recovery process as fast as possible because you need to know. The system consolidates all returned items into one centralized bank account to reduce costs, increase efficiencies, and maintain your depository relationships. This leads to accelerated verification database updates and faster recovery of NSF items as well as a dramatic reduction in bank processing fees.

With Consolidated Returns (RCC) service, you can consolidate all returned checks into one bank account to reduce costs, increase efficiencies, and maintain your depository relationships. Returns are communicated up to six days earlier, translating to accelerated negative database updates and faster recovery of NSF items. This closes the window of opportunity for a bad check writer to continue writing checks.

Benefits
Consolidated Returns service offers many features and benefits, including partial or full data capturing, customized reporting, next day online reporting of returned data, and imaging and image delivery. With Security Check’s Consolidated Returns service, you'll experience:

• Rapid Returns
  Returned checks come back directly to our Processor rather than the bank of first deposit. This allows for data file transmissions and negative file updates of all return check information from a single source.
• Cost Savings
  Channeling most or all returned checks into a single source dramatically reduces banking fees.
• Streamlined Returns Process
  Consolidated Returns decreases or eliminates the logistical problems of tracking, monitoring, and managing returned checks from multiple locations. And Consolidated Returns' fast and simple startup can be with little change to your current process. Point-of-sale procedures and depository relationships typically remain unchanged.